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Why get a mortgage broker?

mortgage broker australia

A mortgage broker can offer you a competitive advantage by providing professional guidance and suggestions to ensure you are well prepared when the time comes to go to battle for your dream property. A mortgage broker generally works with a range of lenders and may provide a borrower with a range of financial liabilities. As a third-party mediator between a borrower and a lender, a mortgage broker works to execute real estate deals. To obtain the best possible loan for their customer, the broker will gather information from the individual and contact various lenders.

Working with a knowledgeable and professional mortgage broker can assist you in obtaining the best mortgage possible for refinancing as well as finance. A mortgage broker may be prepared to arrange a discounted price or interest rates for you. Brokers have access to a wider range of loans and lenders than you have, and they may be able to locate a better offer for you.

• Assist you in obtaining pre-approval

Pre-approval for a loan grants you an official approval of the loan amount. In general, it’s based on an evaluation of your unique circumstance, requirements, and capacity to repay the loan. When it comes to purchasing a house, it may be your most powerful weapon since it enables you to comprehend how much you can borrow and, as a result, how much you can spend on a property, preventing you from looking at properties that are out of your price range and fetch heavy interest rates. Our mortgage brokers will aid you in obtaining pre-approval by assisting you in securing a deposit and demonstrating to a lender a legitimate savings strategy. They may also assist you in identifying any credit defaults you may have and determining what you can do to correct the issue to improve your credit history and get loan approval.

• Working with a broker will save your time

You can save time by using a broker. Brokers may perform all of the rate and fee research for you, as well as negotiate on your behalf and keep the mortgage process on track. You’ll also be helped with all of the time-consuming documentation, such as organizing your savings records and identification documents, to make the loan approval procedure go more effectively for you.

• Mortgage rates can be controlled by a broker

Origination charges, application fees, and appraisal fees are just some of the fees that come with getting a new mortgage or working with a new lender. Brokers can help you avoid making a costly error because brokers are familiar with the mortgage business, the variations among lenders, and the ups and downs.

• A relieved process with the mortgage broker

The mortgage procedure may be made less stressful with the help of a mortgage broker. A mortgage broker is familiar with the whole process whether it is to refinance or finance, from determining the best interest rate and costs to completing the application and finalizing the loan on schedule.

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Siraj Ahmed
Siraj Ahmed
2020-11-18
Verified review
Excellent service. Got us a great loan option and also worked with the bank to get the loan approved during the heights of COVID.
Dhruv Satra
Dhruv Satra
2020-11-18
Verified review
Malaka Ekanayake
Malaka Ekanayake
2020-11-10
Verified review
We have had a very pleasant experience working with Opulent Finance. We did not have that much experience with house loans as we were first home buyers but working with Opulent  Finance team specially with Ishara, made that experience stress free one. She helped us secure an incredibly competitive interest rate and offered her guidance so we can take advantage of the future interest rate drop. Thank you Ishara, Dayan and team for your incredible support and we have no hesitation what so ever in recommending Opulent Finance for your financial needs
Uma Gunaratne
Uma Gunaratne
2020-11-04
Verified review
Ishara is highly knowledgeable and if you are a first home buyer and new to the intricacies of all that home loans entail, she will really take you under her wing and impart her knowledge and experience and treat you as one of her own. She is also extremely patient but will also be very truthful and upfront in situations which is honestly what you need. She did a very complicated loan for us, and was so incredible efficient and organised with all the paperwork that was required. Not only that, she helped us secure an incredibly competitive interest rate! Ishara has probably spent hours and hours explaining to me details and giving me really good guidance through this momentous period in life! During the cooling off period and settlement, she was constantly chasing up our loan and honestly took a personal interest in the outcome. Our solicitor was also very happy about working with Ishara as she was following the entire process, was always up to date and very easy to work with. Considering that our entire process happened during the covid-19 lock-down and work from home environment, we have nothing but good things to say about how professional Ishara was as she didn't let a single thing slip. We are so glad that we have both Ishara and Dayan in our corner. We will definitely be using them for all future financing needs. Thank you Ishara, Dayan and team!
Harsha Ill
Harsha Ill
2020-10-11
Verified review
Opulent Finance gave professional advice for my unique home loan requirement. They respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with. Highly recommended for any one looking for finance.
S P
S P
2020-09-22
Verified review
I have been dealing with Ishara at Opulent Finance for over 6 months now and she has been faultless. She has helped me secure a loan pre-approval in no time and assisted me with my property purchases. I could not recommend Ishara highly enough.
Afshin Koohestani
Afshin Koohestani
2020-09-22
Verified review
Good service and offers.
Janaka Kumara
Janaka Kumara
2020-08-22
Verified review
A big shout out to Dayan and his team for the seamless service provided during the refinancing process. Thoroughly professional team that pays attention to every detail and has been extremely transparent throughout the process. A team that always has the best interest of clients in mind and makes all efforts to provide the right advise and outcomes to the clients. Highly recommended!
Rakesh Mistry
Rakesh Mistry
2020-08-19
Verified review
They called me back with solution
Indra Jaya
Indra Jaya
2020-08-12
Verified review