Investment Property Loans

Clients that require assistance in securing an investment loan are embarking on unique and exciting financial ventures such as purchasing an investment property, build in your backyard, and off the plan investments.

Investment property loans can easily be found through online mortgage provider through localized banks or by working on investor only lender option. Rates and terms differ based on borrower condition, the property and the type of loan but mortgage rates are generally decided on loan rate and terms are usually based for three to thirty years.

If you are thinking about investment properties then the first option available is residential properties where the best investment for property loans comes under conforming mortgages. Selecting such loans will provide you with the option of having a fixed rate along with the longest terms. However such investment property loans also have some limitations associated with them.

If you are thinking of obtaining an investment property loan from an online mortgage buyer then it can be considered more convenient as acquiring a traditional mortgage provider.
The entire process will be completed online and there will be no need to physically visit the bank for obtaining loan.
Next available option is investor only lender option through which lending to businesses is made available for businesses and investors who are looking to invest in residential properties.
This option is available only for businesses and not for individuals plus they cannot take more than four loans.
Third category of investment property loans is through traditional mortgage system which can be obtained from both national and regional banks along with credit unions. However this option works best for the individuals who are looking for affordability and easy accessibility.

We treat every customers’ needs uniquely and we do not adopt a one-size model for everyone who are looking for property loans. The application process for obtaining a property loan application process is similar to that of the lender. For this, you can easily work with the loan officer who will provide you certain days under which you can avail of this facility. Here are the three steps which you have to follow during the loan application process:

Pre-Approval: This is the pre-approval stage of property loans in which you can gather your financial requirements and then submit it to the lender.
Approval: Once the approval of your property loan is done then you can start with the selection of property where you wish to invest and find that property.
Closing: Once the property is selected then closing will be initiated for which you have to wait for property appraisal and submit all supporting documents which your loan provider has offered you.

Now if you are planning to invest in multiple areas or you would like the flexibility of going through online option or you can select conforming mortgage loan options. We listen to your goals and assess your current situation to see if they are feasible and we will find the most suitable investment loan package for you to achieve those goals.

What Sets Us Apart ?

Elite Broker Status

Opulent Finance has achieved Elite broker status with CBA and higher status with other banks for our quality lodgments and large volumes.

FREE Consultation

We provide completely FREE consultation for all our mortgage services.

Specialist Tax Advice *

We offer FREE and independent tax advice when you buy an investment property.

Best Solutions

We are 100% INDEPENDENT, therefore guarantee the most suitable solution possible for you.

Outstanding Client Retention

We have an outstanding client retention rate as we become a life partner with all our clients, helping with all of their financial (and accounting) needs for many years.

Customer Satisfaction

Our well-experienced team at Opulent Finance is extremely proud of the over 98% customer retention rate.

Siraj Ahmed

2020-11-18

Excellent service. Got us a great loan option and also worked with the bank to get the loan approved during the heights of COVID.

Dhruv Satra

2020-11-18

Malaka Ekanayake

2020-11-10

We have had a very pleasant experience working with Opulent Finance. We did not have that much experience with house loans as we were first home buyers but working with Opulent Finance team specially with Ishara, made that experience stress free one. She helped us secure an incredibly competitive interest rate and offered her guidance so we can take advantage of the future interest rate drop. Thank you Ishara, Dayan and team for your incredible support and we have no hesitation what so ever in recommending Opulent Finance for your financial needs

Uma Gunaratne

2020-11-04

Ishara is highly knowledgeable and if you are a first home buyer and new to the intricacies of all that home loans entail, she will really take you under her wing and impart her knowledge and experience and treat you as one of her own. She is also extremely patient but will also be very truthful and upfront in situations which is honestly what you need. She did a very complicated loan for us, and was so incredible efficient and organised with all the paperwork that was required. Not only that, she helped us secure an incredibly competitive interest rate! Ishara has probably spent hours and hours explaining to me details and giving me really good guidance through this momentous period in life! During the cooling off period and settlement, she was constantly chasing up our loan and honestly took a personal interest in the outcome. Our solicitor was also very happy about working with Ishara as she was following the entire process, was always up to date and very easy to work with. Considering that our entire process happened during the covid-19 lock-down and work from home environment, we have nothing but good things to say about how professional Ishara was as she didn't let a single thing slip. We are so glad that we have both Ishara and Dayan in our corner. We will definitely be using them for all future financing needs. Thank you Ishara, Dayan and team!

Harsha Ill

2020-10-11

Opulent Finance gave professional advice for my unique home loan requirement. They respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with. Highly recommended for any one looking for finance.

S P

2020-09-22

I have been dealing with Ishara at Opulent Finance for over 6 months now and she has been faultless. She has helped me secure a loan pre-approval in no time and assisted me with my property purchases. I could not recommend Ishara highly enough.

Afshin Koohestani

2020-09-22

Good service and offers.

Janaka Kumara

2020-08-22

A big shout out to Dayan and his team for the seamless service provided during the refinancing process. Thoroughly professional team that pays attention to every detail and has been extremely transparent throughout the process. A team that always has the best interest of clients in mind and makes all efforts to provide the right advise and outcomes to the clients. Highly recommended!

Rakesh Mistry

2020-08-19

They called me back with solution

Indra Jaya

2020-08-12

Investment Property Loans

Investment Property Loans

What Sets Us Apart ?

Elite Broker Status

FREE Consultation

Specialist Tax Advice *

Best Solutions

Outstanding Client Retention

Customer Satisfaction

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