Home Loans

Home Loans

The home loan brokers Melbourne market is very crowded and can seem confusing, particularly to first time buyers.

The team at Opulent recognizes that all buyers have different situations and objectives; for example, some clients are excited to be buying their first home whilst more experienced home buyers may be refinancing for home renovations or acquiring property for investment.

We consult with clients FREE of charge then trawl the market to come up with the best custom-built solution for them. We will take all the stress out of the process and get the best deal for our clients every single time.

Bespoke Home Loan Brokers in Burwood & Melbourne

If you are a first home buyer, we will process your first home buyer grant application and get the funds available at settlement.

We are here to help regardless of the type of home loan buyer you are:

  • Purchasing an existing property
  • House and land packages
  • Off the plan packages (town house, unit or an apartment)
  • Upgrading your main residence or using refinance option
  • Bridging home loan (if you are in between changing houses)
  • Family guaranteed home loan (help your children buy their first property with your home equity)

When it’s time to apply for a home loan then it becomes extremely hard to know where to begin. The process seems so complicated that finding the right category of first home buyer loans can be confusing because there are so many options available. You can start your process by contacting your Home Loan Brokers Burwood for performing an evaluation of your plans and compare to see if you can prequalify for a suitable home loan.

Home loan with low rates for first home buyer in Mt Waverley

It is imperative to understand that there is essential difference in various types of loans available from the refinance home loan companies. The First home buyer loans are classified into three categories:

  • Fixed Interest Mortgage
  • Adjustable Rate Mortgage
  • Hybrid Mortgage (which is blend of fixed & adjustable rates)

Apart from this, loans are also categorized on the basis of governmental loans or conventional loans, the terms of such Home Loan Brokers Mt Waverley are decided on the basis of rules and policies approved at national level within the country.

The conventional loans can further be categorized into two categories which are conforming and non-conforming loans. In order to enable and qualify for the position of conforming Home Loan Broker Glen Waverley, it can also be regarded as A-paper loan. While there are many general types of Mortgage Brokers available for home buyers it is significant to look with your mortgage company at the specific loans for which you can qualify for availing the facility of refinance or first home buyer.

If you are thinking of making your dream house a reality and you are searching for having financial assistance then you can easily unlock the door to a new beginning. Now purchasing and owing a house has become an easy option for home loan in Burwood, Mt. Waverely, Glen Waverely, Melbourne, Australia. The reason why people are looking towards refinance or loan options is that it suits every individual’s way of living. It is an easy option for those who have limited resources of income along with uneven income distribution. Everyone cannot afford to have a home of their own hence it is essential to have something which can offer easy installments and down payment option.

Looking for Refinance home loan in Glen Waverley?

So, being a first home buyer you need to look at several options and whatever you do always take time and do plenty of research work during your home buying process in Burwood, Mt Waverley, Glen Waverley and Melbourne. Consider all the options available and then evaluate it with your current lifestyle, where you want to see yourself presently along with the last option of where you want to see yourself down the track. For making all this possible it is essential to have financial assistance from a broker or financial advisor of Melbourne who can assist you in making your first home purchase easy with low home loan rates as quick as possible.

What Sets Us Apart ?

Elite Broker Status

Opulent Finance has achieved Elite broker status with CBA and higher status with other banks for our quality lodgments and large volumes.

FREE Consultation

We provide completely FREE consultation for all our mortgage services.

Specialist Tax Advice *

We offer FREE and independent tax advice when you buy an investment property.

Best Solutions

We are 100% INDEPENDENT, therefore guarantee the most suitable solution possible for you.

Outstanding Client Retention

We have an outstanding client retention rate as we become a life partner with all our clients, helping with all of their financial (and accounting) needs for many years.

Customer Satisfaction

Our well-experienced team at Opulent Finance is extremely proud of the over 98% customer retention rate.

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Our Panel of Lenders

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Siraj Ahmed
Siraj Ahmed
2020-11-18
Verified review
Excellent service. Got us a great loan option and also worked with the bank to get the loan approved during the heights of COVID.
Dhruv Satra
Dhruv Satra
2020-11-18
Verified review
Malaka Ekanayake
Malaka Ekanayake
2020-11-10
Verified review
We have had a very pleasant experience working with Opulent Finance. We did not have that much experience with house loans as we were first home buyers but working with Opulent  Finance team specially with Ishara, made that experience stress free one. She helped us secure an incredibly competitive interest rate and offered her guidance so we can take advantage of the future interest rate drop. Thank you Ishara, Dayan and team for your incredible support and we have no hesitation what so ever in recommending Opulent Finance for your financial needs
Uma Gunaratne
Uma Gunaratne
2020-11-04
Verified review
Ishara is highly knowledgeable and if you are a first home buyer and new to the intricacies of all that home loans entail, she will really take you under her wing and impart her knowledge and experience and treat you as one of her own. She is also extremely patient but will also be very truthful and upfront in situations which is honestly what you need. She did a very complicated loan for us, and was so incredible efficient and organised with all the paperwork that was required. Not only that, she helped us secure an incredibly competitive interest rate! Ishara has probably spent hours and hours explaining to me details and giving me really good guidance through this momentous period in life! During the cooling off period and settlement, she was constantly chasing up our loan and honestly took a personal interest in the outcome. Our solicitor was also very happy about working with Ishara as she was following the entire process, was always up to date and very easy to work with. Considering that our entire process happened during the covid-19 lock-down and work from home environment, we have nothing but good things to say about how professional Ishara was as she didn't let a single thing slip. We are so glad that we have both Ishara and Dayan in our corner. We will definitely be using them for all future financing needs. Thank you Ishara, Dayan and team!
Harsha Ill
Harsha Ill
2020-10-11
Verified review
Opulent Finance gave professional advice for my unique home loan requirement. They respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with. Highly recommended for any one looking for finance.
S P
S P
2020-09-22
Verified review
I have been dealing with Ishara at Opulent Finance for over 6 months now and she has been faultless. She has helped me secure a loan pre-approval in no time and assisted me with my property purchases. I could not recommend Ishara highly enough.
Afshin Koohestani
Afshin Koohestani
2020-09-22
Verified review
Good service and offers.
Janaka Kumara
Janaka Kumara
2020-08-22
Verified review
A big shout out to Dayan and his team for the seamless service provided during the refinancing process. Thoroughly professional team that pays attention to every detail and has been extremely transparent throughout the process. A team that always has the best interest of clients in mind and makes all efforts to provide the right advise and outcomes to the clients. Highly recommended!
Rakesh Mistry
Rakesh Mistry
2020-08-19
Verified review
They called me back with solution
Indra Jaya
Indra Jaya
2020-08-12
Verified review