What Sets Us Apart ?
Elite Broker Status
Opulent Finance has achieved Elite broker status with CBA and higher status with other banks for our quality lodgments and large volumes.
FREE Consultation
We provide completely FREE consultation for all our mortgage services.
Specialist Tax Advice *
We offer FREE and independent tax advice when you buy an investment property.
Best Solutions
We are 100% INDEPENDENT, therefore guarantee the most suitable solution possible for you.
Outstanding Client Retention
We have an outstanding client retention rate as we become a life partner with all our clients, helping with all of their financial (and accounting) needs for many years.
Customer Satisfaction
Our well-experienced team at Opulent Finance is extremely proud of the over 98% customer retention rate.
Over 500m Amount of Loans Disbursed
30+ No. of Banking Partners
24-48 hours Average Processing Time
OUR SERVICES
Our team at Opulent has the skills and knowledge to help you with ALL of your financial needs, no matter how complex or simple your lending is. Take a look at some of the areas we can partner with you on
Medical Lending Specialist
We have the skills to meet all of your home loan needs, whether it be the purchase of a first…
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First Home Buyers
A payment of up to $10,000 is available for eligible first home owners in metropolitan Victoria. Meanwhile, first home buyers…
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Lending Through Super Funds
The team can help you use your Super now to buy property. They can help you with all aspects of…
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Commercial Finance
Whatever your business needs, Opulent Finance will scour the market to come up with the best solution available to enable…
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Equipment & Asset Finance
Purchasing and upgrading business equipment without adversely affecting cash flow is a challenge for most businesses.
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Home Loans
We have the skills to meet all of your home loan needs, whether it be the purchase of a first…
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Investment Property Loans
Clients that require assistance in securing an investment loan are embarking on unique and exciting financial ventures such as purchasing…
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Car Finance
We cater for all personal and business car finance needs. Our talented team understands the ins and outs of all…
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Mortgage Brokers in Burwood
If you are purchasing a home then chances are that you will be looking to have some mortgage services, but one thing which you must be clear is that there is a big difference between mortgage brokers and bank loan officers.
Mortgage Brokers Mt Waverley are professionals who are paid some initial fee for bringing together lenders and borrowers. They all work in coordination with various lenders for finding and evaluating home buyers and making it available for other individuals according to each person’s credit situation.
Mortgage Brokers in Burwood work in coordination with various brokers and submit the home buyer application to one or more lenders in order to sell it and work with the chosen lender. A good mortgage broker possess the ability to find the lender which can suit.
Mortgage Brokers Glen Waverley act as a middle man between the home owner and the mortgage lender and banks and submits the loan file to issue them the loan. Brokers are paid commission from lenders for completing your mortgage applications and documents.
Our mortgage brokers Melbourne are working in close coordination with you to secure your loan and provide you with an earning fee for the transaction. Hence they are working to find the deal which they can achieve in best available prices by the lender or buyer. Almost 25% of real estate loans made in Australia originate from mortgage brokers. However this percentage has dropped in half from 2006. A mortgage broker can sometimes be a mortgage banker but it must be assured that not all mortgage bankers are mortgage brokers. The choices of the mortgage brokers Burwood depends on a number of working associations:
- First the fee must be paid by the buyer or lender or both.
- The loans at par which means the buyer is not able to pay the fee.
- Mortgage brokers can also operate as up-front which means that they will interchange a fee Savings and loans accept deposits from customers into savings / money market accounts and pay interest on those accounts.
The primary source of business is from real estate loans however savings and loans do not make business or commercial loans but lend for purchase, construction or home improvement purposes. These institutions are continuously working in coordination with competitors because there are strict restrictions imposed by credit unions hence they work very hard to make sure that they work appropriately so that they can save some cash on fees.
What People are Saying
“I have been with Opulent Finance with nearly four years. They guide us to get best rate and best product in right time. The service is excellent. I would like to recommend them for every body. Thanks a lot for Dayan & Nethmee for this time also helping us to re-finance with good rate.”
- Inoka Jeewanthi
“I selected Opulent Finance to help me in my mortgage for our first home. They were very easy to work with, professional, and was always available when ever we wanted to reach them. We were looked after well through out the whole process. I am very happy with their tailored expert service to suit my requirements.”
- Theja Kotuwella
“I’ve been looked after by Dayan (Opulent Accountants) for over 8 years and always found him to be honest, reliable, friendly and efficient. I would highly recommend his services. Dayan and his team were very friendly, proactive and professional and greatly assisted me in my financial needs.”
- Srikanth Chintalapudi
“Extremely happy with Dayan and Ishara. They got me the outcome I wanted and were always very friendly and professional in their approach. It was painless. I have found my new mortgage broker. Thank you so much guys”
- Mark Massarany
“I have got my home loan through Opulent. Dayan, Ishara and Mohammed were very helpful and answer the queries anytime. Happy to recommend to my friends.”
- Sreenath Reddy
“Very friendly and helpful. All the staff go out of their way to make sure they know your name and they are very quick to follow through with all the tasks required. Amazing!”
- Amy Gullifer
“Excellent personalized services from Dayan and team. We have been with them for many years and have referred our friends and family and they also have been looked after very well. I Highly recommended opulent finance for any one for their all type of home loans.”
- Anshumali sharma
Our Experienced Expert Team
Dayan Kasturiratna
( Founder, CEO, Mortgage Broker )
Ishara Wickramasinghe
( Senior Mortgage Support Officer )
Anna Pham
( Mortgage Support Officer )
Dedunu Kahandawa
( Mortgage Support Officer )
Winnie Tang
( Senior Accountant )
Steven Wang
( Accountant )
Chamie Kasturiratna
( Accountant )
Hasi Abeyratna
( Accountant )
Imalka Wickramasinghe
( Graduate Accountant )
Dharmesh Rowjee
( Media and Digital Support Officer )
Latest Blogs
A First-Time Home Buyers Guide
Buying your first home can be quite an exhilarating process. There’s always so much to look forward to; the home décor, designing the interiors, picking out the right curtains and a lot more. While all this may be exciting, there’s a lot more that goes into buying a home than you might think. It’s a […]
Refinancing Home Loans
Just when we have started to take a little peek out of the dark clouds of pandemic and unprecedented times are clearing for better times ahead, is it really beneficial for an average Australian homeowner to make mortgage payments? The answer is yes! When everything seems spiraling out of control, the Reserve Bank of Australia’s […]
Federal Budget 2021-22 Analysis
Investing in recovery In his third and possibly last Budget before the next federal election, Treasurer Josh Frydenberg is counting on a new wave of spending to ensure Australia’s economic recovery maintains its momentum. As expected, the focus is on jobs and major new spending on support for aged care, women and first-home buyers with […]
