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What Sets Us Apart ?

Elite Broker Status

Opulent Finance has achieved Elite broker status with CBA and higher status with other banks for our quality lodgments and large volumes.

FREE Consultation

We provide completely FREE consultation for all our mortgage services.

Specialist Tax Advice *

We offer FREE and independent tax advice when you buy an investment property.

Best Solutions

We are 100% INDEPENDENT, therefore guarantee the most suitable solution possible for you.

Outstanding Client Retention

We have an outstanding client retention rate as we become a life partner with all our clients, helping with all of their financial (and accounting) needs for many years.

Customer Satisfaction

Our well-experienced team at Opulent Finance is extremely proud of the over 98% customer retention rate.

Over 500m Amount of Loans Disbursed

30+ No. of Banking Partners

24-48 hours Average Processing Time

OUR SERVICES

Our team at Opulent has the skills and knowledge to help you with ALL of your financial needs, no matter how complex or simple your lending is. Take a look at some of the areas we can partner with you on

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Mortgage Brokers in Burwood

If you are purchasing a home then chances are that you will be looking to have some mortgage services, but one thing which you must be clear is that there is a big difference between mortgage brokers and bank loan officers.

Mortgage Brokers Mt Waverley are professionals who are paid some initial fee for bringing together lenders and borrowers. They all work in coordination with various lenders for finding and evaluating home buyers and making it available for other individuals according to each person’s credit situation.

Mortgage Brokers in Burwood work in coordination with various brokers and submit the home buyer application to one or more lenders in order to sell it and work with the chosen lender. A good mortgage broker possess the ability to find the lender which can suit.

Mortgage Brokers Glen Waverley act as a middle man between the home owner and the mortgage lender and banks and submits the loan file to issue them the loan. Brokers are paid commission from lenders for completing your mortgage applications and documents.

Our mortgage brokers Melbourne are working in close coordination with you to secure your loan and provide you with an earning fee for the transaction. Hence they are working to find the deal which they can achieve in best available prices by the lender or buyer. Almost 25% of real estate loans made in Australia originate from mortgage brokers. However this percentage has dropped in half from 2006. A mortgage broker can sometimes be a mortgage banker but it must be assured that not all mortgage bankers are mortgage brokers. The choices of the mortgage brokers Burwood depends on a number of working associations:

  • First the fee must be paid by the buyer or lender or both.
  • The loans at par which means the buyer is not able to pay the fee.
  • Mortgage brokers can also operate as up-front which means that they will interchange a fee Savings and loans accept deposits from customers into savings / money market accounts and pay interest on those accounts.

The primary source of business is from real estate loans however savings and loans do not make business or commercial loans but lend for purchase, construction or home improvement purposes. These institutions are continuously working in coordination with competitors because there are strict restrictions imposed by credit unions hence they work very hard to make sure that they work appropriately so that they can save some cash on fees.

What People are Saying

Our Experienced Expert Team

Dayan Kasturiratna

( Founder, CEO )

Ishara Wickramasinghe

( Senior Mortgage Support Officer )

Dedunu Kahandawa

( Mortgage Support Officer )

Dharmesh Rowjee

( Media and Digital Support Officer )

Sum Sooriarachchi

( Senior Accountant )

Chamie Kasturiratna

( Accountant )

Hasi Abeyratna

( Accountant )

Imalka Wickramasinghe

( Graduate Accountant )

Latest Blogs

Our Panel of Lenders

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Siraj Ahmed
Siraj Ahmed
2020-11-18
Verified review
Excellent service. Got us a great loan option and also worked with the bank to get the loan approved during the heights of COVID.
Dhruv Satra
Dhruv Satra
2020-11-18
Verified review
Malaka Ekanayake
Malaka Ekanayake
2020-11-10
Verified review
We have had a very pleasant experience working with Opulent Finance. We did not have that much experience with house loans as we were first home buyers but working with Opulent  Finance team specially with Ishara, made that experience stress free one. She helped us secure an incredibly competitive interest rate and offered her guidance so we can take advantage of the future interest rate drop. Thank you Ishara, Dayan and team for your incredible support and we have no hesitation what so ever in recommending Opulent Finance for your financial needs
Uma Gunaratne
Uma Gunaratne
2020-11-04
Verified review
Ishara is highly knowledgeable and if you are a first home buyer and new to the intricacies of all that home loans entail, she will really take you under her wing and impart her knowledge and experience and treat you as one of her own. She is also extremely patient but will also be very truthful and upfront in situations which is honestly what you need. She did a very complicated loan for us, and was so incredible efficient and organised with all the paperwork that was required. Not only that, she helped us secure an incredibly competitive interest rate! Ishara has probably spent hours and hours explaining to me details and giving me really good guidance through this momentous period in life! During the cooling off period and settlement, she was constantly chasing up our loan and honestly took a personal interest in the outcome. Our solicitor was also very happy about working with Ishara as she was following the entire process, was always up to date and very easy to work with. Considering that our entire process happened during the covid-19 lock-down and work from home environment, we have nothing but good things to say about how professional Ishara was as she didn't let a single thing slip. We are so glad that we have both Ishara and Dayan in our corner. We will definitely be using them for all future financing needs. Thank you Ishara, Dayan and team!
Harsha Ill
Harsha Ill
2020-10-11
Verified review
Opulent Finance gave professional advice for my unique home loan requirement. They respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with. Highly recommended for any one looking for finance.
S P
S P
2020-09-22
Verified review
I have been dealing with Ishara at Opulent Finance for over 6 months now and she has been faultless. She has helped me secure a loan pre-approval in no time and assisted me with my property purchases. I could not recommend Ishara highly enough.
Afshin Koohestani
Afshin Koohestani
2020-09-22
Verified review
Good service and offers.
Janaka Kumara
Janaka Kumara
2020-08-22
Verified review
A big shout out to Dayan and his team for the seamless service provided during the refinancing process. Thoroughly professional team that pays attention to every detail and has been extremely transparent throughout the process. A team that always has the best interest of clients in mind and makes all efforts to provide the right advise and outcomes to the clients. Highly recommended!
Rakesh Mistry
Rakesh Mistry
2020-08-19
Verified review
They called me back with solution
Indra Jaya
Indra Jaya
2020-08-12
Verified review