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Benefits of Hiring a Mortgage Broker

Benefits of hiring a mortgage broker

The property boom in Melbourne and Sydney appears to be over, with house prices successively falling in both cities. The property market is also expected to enter a downturn, but house ownership is as inaccessible to us as ever.

Moreover, the market is prone to fluctuations since we have experienced six lockdowns because of the pandemic. Mortgage loan frauds are also widespread, with loans based on fraudulent information accounting for nearly 29% of the total. This creates problems for potential homeowners and investors as banks get stricter in offering mortgage loans.

As a result, it has become essential to hire a mortgage broker in Melbourne and other major cities, like Sydney, and our firm, Opulent Finance, offers the country’s best ones! Let’s discuss some of the benefits of hiring a mortgage broker and utilising our services.

Benefits of Hiring a Mortgage Broker

A mortgage broker is a middleman between homeowners and lenders. Looking for property is a hassle itself. The task becomes even more confusing when you research different lenders and their products.

Similarly, shopping for a mortgage and discussing rates can take a big chunk out of your time. Hiring a mortgage broker from our firm can help you save that time while you can worry about other things.

Additionally, our mortgage broker can help you get better rates. As professional experts, we assess your financial situation to guide you regarding the best loan types for you. We also have panels of exclusive lenders that offer special rates and deals to our clients.

As a result, you end up saving money by spending some. This is one of the most important benefits of hiring a mortgage broker, especially from our firm, if you’re looking to upgrade a home for private use.

Finally, as brokers, we will also be able to provide expert advice about the subtleties of real estate that only we might know. We can help you access the pros and cons of all steps of the loan process and can even offer loan comparisons without you having to do any legwork!

Choose Opulent Finance

When hiring a mortgage broker in Melbourne, we suggest choosing us at Opulent Finance. We are conveniently based in Melbourne and equipped with a multi-award-winning team that can help you upgrade or invest in property based on your exact financial circumstances. Visit our website today and take a look at our simple 6 step process!

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Siraj Ahmed
Siraj Ahmed
2020-11-18
Verified review
Excellent service. Got us a great loan option and also worked with the bank to get the loan approved during the heights of COVID.
Dhruv Satra
Dhruv Satra
2020-11-18
Verified review
Malaka Ekanayake
Malaka Ekanayake
2020-11-10
Verified review
We have had a very pleasant experience working with Opulent Finance. We did not have that much experience with house loans as we were first home buyers but working with Opulent  Finance team specially with Ishara, made that experience stress free one. She helped us secure an incredibly competitive interest rate and offered her guidance so we can take advantage of the future interest rate drop. Thank you Ishara, Dayan and team for your incredible support and we have no hesitation what so ever in recommending Opulent Finance for your financial needs
Uma Gunaratne
Uma Gunaratne
2020-11-04
Verified review
Ishara is highly knowledgeable and if you are a first home buyer and new to the intricacies of all that home loans entail, she will really take you under her wing and impart her knowledge and experience and treat you as one of her own. She is also extremely patient but will also be very truthful and upfront in situations which is honestly what you need. She did a very complicated loan for us, and was so incredible efficient and organised with all the paperwork that was required. Not only that, she helped us secure an incredibly competitive interest rate! Ishara has probably spent hours and hours explaining to me details and giving me really good guidance through this momentous period in life! During the cooling off period and settlement, she was constantly chasing up our loan and honestly took a personal interest in the outcome. Our solicitor was also very happy about working with Ishara as she was following the entire process, was always up to date and very easy to work with. Considering that our entire process happened during the covid-19 lock-down and work from home environment, we have nothing but good things to say about how professional Ishara was as she didn't let a single thing slip. We are so glad that we have both Ishara and Dayan in our corner. We will definitely be using them for all future financing needs. Thank you Ishara, Dayan and team!
Harsha Ill
Harsha Ill
2020-10-11
Verified review
Opulent Finance gave professional advice for my unique home loan requirement. They respond quickly with the proper information. The process was smooth and I felt comfortable to deal with the team. The team is friendly and professional to deal with. Highly recommended for any one looking for finance.
S P
S P
2020-09-22
Verified review
I have been dealing with Ishara at Opulent Finance for over 6 months now and she has been faultless. She has helped me secure a loan pre-approval in no time and assisted me with my property purchases. I could not recommend Ishara highly enough.
Afshin Koohestani
Afshin Koohestani
2020-09-22
Verified review
Good service and offers.
Janaka Kumara
Janaka Kumara
2020-08-22
Verified review
A big shout out to Dayan and his team for the seamless service provided during the refinancing process. Thoroughly professional team that pays attention to every detail and has been extremely transparent throughout the process. A team that always has the best interest of clients in mind and makes all efforts to provide the right advise and outcomes to the clients. Highly recommended!
Rakesh Mistry
Rakesh Mistry
2020-08-19
Verified review
They called me back with solution
Indra Jaya
Indra Jaya
2020-08-12
Verified review