Asset finance is an investment that businesses acquire to attain high-value equipment or assets that are supposedly essential for the growth of the business in the respective market. It is a practice of borrowing funds or loans by using a company’s investments or balance sheet assets as a security. Most of the time, entrepreneurs and […]
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Buying your first home can be quite an exhilarating process. There’s always so much to look forward to; the home décor, designing the interiors, picking out the right curtains and a lot more. While all this may be exciting, there’s a lot more that goes into buying a home than you might think. It’s a […]
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Just when we have started to take a little peek out of the dark clouds of pandemic and unprecedented times are clearing for better times ahead, is it really beneficial for an average Australian homeowner to make mortgage payments? The answer is yes! When everything seems spiraling out of control, the Reserve Bank of Australia’s […]
Read MoreInvesting in recovery In his third and possibly last Budget before the next federal election, Treasurer Josh Frydenberg is counting on a new wave of spending to ensure Australia’s economic recovery maintains its momentum. As expected, the focus is on jobs and major new spending on support for aged care, women and first-home buyers with […]
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If you’re like most small business owners, you spend the majority of your time managing daily operations, keeping customers happy, and looking for new ways to grow. Spreadsheets, cash flow analysis, and financial projections are probably not your first passion. However, measuring profitability, creating realistic budgets, and planning ahead for the future are crucial to […]
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A home loan is one of the biggest investments you will make in your life. It’s a debt burden that most people are stuck with and would like to eliminate as soon as possible. That’s why Opulent Finance has put together a list of ways you can pay off your home loan more quickly. Making […]
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Purchasing a property for investment purposes can involve a different set of considerations compared to purchasing a home to live in. Here are some tips to get you started. Which Rental Market? First, decide if your property will cater for the budget rental market, mid-level rentals or the executive market. While the “executive” end of […]
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Building a bridge to recovery In what has been billed as one of the most important budgets since the Great Depression, and the first since the onset of the COVID-19 pandemic dragged Australia into its first recession in almost 30 years, Treasurer Josh Frydenberg said the next phase of the journey is to secure Australia’s […]
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As expected, the Government has announced further tax relief for low and middle income earners building on last year’s Personal Income Tax Plan which is already legislated. This relief is provided by way of: from 1 July 2018 until 30 June 2022, a significant increase in the Low and Middle Income Tax Offset (LMITO) from […]
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If you’re ready to take the leap into home ownership and build a new home, you’re in for an exciting ride. So many Australians dream of opening the door to their new home and beginning their life, rent free! As with any major purchase, there’ll be a few anxious times. That’s perfectly normal. Just remember, […]
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Refinancing your home loan is the smartest financial move and itcan be worth it if you plan on living in the same house for a long time since you can avoid those huge one-time charges. However, you often wonder if refinancing would make sense for you, and therefore, you prefer taking this decision by first […]
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It’s a frightening and exciting process to buy your first home, because it’s a huge commitment. It’s easy to get swept up in the excitement of home shopping and mistakes can leave you with buyer’s remorse later. 1) Looking For a Home Before Applying For a MortgageA common mistake that many first-time buyers make is […]
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Roger was talking to his colleague-friend, Jane, about the idea of investing, what are the good options, where do good returns lay and so on. Roger suggested Jane, “Why don’t you invest in a property? You should consider it given your interest in buying a home.” At this Jane replied, “Investing in a property is […]
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We welcome a recent announcement that will allow first-time buyers to enter the property market easier than before. Late last year the Government announced a scheme that will allow first time home buyers to purchase their first property with a deposit as little as 5%. The aim of this scheme is to help 10,000 first […]
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On the back of the banking royal commission, there have been changes to interest rates and borrowing options, especially for investors. The recent housing boom was driven by a series of rate reductions from November 2011 when the reserve bank reduced Australia’s cash rate from 4.75% to 4.5%. Since then, the RBA has continued to […]
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At different stages, we require money for diverse reasons. You might want to own a house or a car. You might be looking to start a small business. In that case, money should not be a roadblock but a means to fulfill your goals. In such cases where you are looking for funds, you can […]
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Shelter has always been a primary need for every human being since the beginning of existence this makes the real estate business one that would always be patronized. There have over time been other modifications to houses and their structures which make them more convenient to live in and capable of providing other things than […]
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Commercial financing is an all-encompassing term for various finance products which are designed to help businesses thrive. In the most common sense, commercial financing is used to define a situation where a business puts up its assets that are used to run its operations as collateral for loans. It is almost impossible to expand and […]
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The ideal platform for loan solutions and other financial assistance in Australia, Opulent Finance has always been delivering reliable and professional loaning and financial services. With our dedicated services, clients can enjoy hassle-free loans that are available for both commercial and personal purpose. The financing services are highly trustworthy and can be extended to the […]
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Opulent Finance group centers on putting the clients’ needs first. We will go to outrageous lengths to get the absolute best arrangement we can for our clients. That is the reason the majority of our clients prescribe us to their family, companions and partners and this is the manner by which we have become throughout […]
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